Why Your Business Needs a CFO 

—Even If It’s Fractional 

You might not be able to afford a full-time CFO, but you absolutely need someone thinking like one. That’s where a fractional CFO comes in—part-time strategy, full-time impact.

What they do:

• Strategic planning (not just bookkeeping)

• Financial modeling and forecasts

• Prepare for investors or expansion

• Cash flow optimization

When to consider one:

• You’re scaling and need strategic guidance

• You don’t understand your reports (but pretend you do)

• You need help raising capital or reducing costs

How to find one:

• Referral networks

• Virtual CFO firms

• LinkedIn (surprisingly not terrible)

✅ Funny Tip: A fractional CFO is like a financial Yoda—wise, part-time, and slightly more human.